  {"id":2188,"date":"2022-09-29T14:42:07","date_gmt":"2022-09-29T14:42:07","guid":{"rendered":"https:\/\/www.ukm.my\/cesmed\/?page_id=2188"},"modified":"2023-08-09T02:05:32","modified_gmt":"2023-08-09T02:05:32","slug":"pembiayaan-perniagaan","status":"publish","type":"page","link":"https:\/\/www.ukm.my\/cesmed\/pembiayaan-perniagaan\/","title":{"rendered":"Pembiayaan Perniagaan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2188\" class=\"elementor elementor-2188\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d2be15d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d2be15d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-40d40d1\" data-id=\"40d40d1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-31500c0 elementor-widget elementor-widget-text-editor\" data-id=\"31500c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"m8h3af8h l7ghb35v kjdc1dyq kmwttqpk gh25dzvf n3t5jt4f\"><h4 dir=\"auto\">\u00a0<\/h4><h4 dir=\"auto\"><strong>Pembiayaan Mikro BangKIT (\u201cBangKIT\u201d)<\/strong><\/h4><\/div><div dir=\"auto\">\u00a0<\/div><div dir=\"auto\">\u00a0<\/div><div dir=\"auto\">\u00a0<\/div><div class=\"l7ghb35v kjdc1dyq kmwttqpk gh25dzvf jikcssrz n3t5jt4f\"><div dir=\"auto\"><span class=\"fxk3tzhb b2rh1bv3 gh55jysx m8h3af8h ewco64xe kjdc1dyq ms56khn7 bq6c9xl4 eohcrkr5 akh3l2rg\"><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t3c\/1\/16\/1f4a1.png\" alt=\"\ud83d\udca1\" width=\"16\" height=\"16\" \/><\/span>Merupakan inisiatif pertama seumpamanya yang ditawarkan secara langsung oleh Bank islam Malaysia Berhad.<\/div><\/div><div class=\"l7ghb35v kjdc1dyq kmwttqpk gh25dzvf jikcssrz n3t5jt4f\"><div dir=\"auto\">Bertujuan untuk :-<\/div><div dir=\"auto\"><span class=\"fxk3tzhb b2rh1bv3 gh55jysx m8h3af8h ewco64xe kjdc1dyq ms56khn7 bq6c9xl4 eohcrkr5 akh3l2rg\"><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/te0\/1\/16\/1f31f.png\" alt=\"\ud83c\udf1f\" width=\"16\" height=\"16\" \/><\/span> Membantu usahawan pelajar yang tidak layak mendapatkan kemudahan perbankan biasa<\/div><div dir=\"auto\"><span class=\"fxk3tzhb b2rh1bv3 gh55jysx m8h3af8h ewco64xe kjdc1dyq ms56khn7 bq6c9xl4 eohcrkr5 akh3l2rg\"><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/te0\/1\/16\/1f31f.png\" alt=\"\ud83c\udf1f\" width=\"16\" height=\"16\" \/><\/span>Mencipta rekod kredit yang baik sehingga mampu menikmati kemudahan perbankan<\/div><\/div><div class=\"l7ghb35v kjdc1dyq kmwttqpk gh25dzvf jikcssrz n3t5jt4f\"><div dir=\"auto\">Syarat &amp; Kelayakan:-<\/div><div dir=\"auto\"><span class=\"fxk3tzhb b2rh1bv3 gh55jysx m8h3af8h ewco64xe kjdc1dyq ms56khn7 bq6c9xl4 eohcrkr5 akh3l2rg\"><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t1e\/1\/16\/23e9.png\" alt=\"\u23e9\" width=\"16\" height=\"16\" \/><\/span> Terbuka kepada pelajar 每日大赛app<\/div><div dir=\"auto\"><span class=\"fxk3tzhb b2rh1bv3 gh55jysx m8h3af8h ewco64xe kjdc1dyq ms56khn7 bq6c9xl4 eohcrkr5 akh3l2rg\"><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t1e\/1\/16\/23e9.png\" alt=\"\u23e9\" width=\"16\" height=\"16\" \/><\/span> Baru menjalankan perniagaan \/ tambahan modal perniagaan<\/div><div dir=\"auto\"><span class=\"fxk3tzhb b2rh1bv3 gh55jysx m8h3af8h ewco64xe kjdc1dyq ms56khn7 bq6c9xl4 eohcrkr5 akh3l2rg\"><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t1e\/1\/16\/23e9.png\" alt=\"\u23e9\" width=\"16\" height=\"16\" \/><\/span> Perniagaan telah berdaftar dengan SSM<\/div><div dir=\"auto\"><span class=\"fxk3tzhb b2rh1bv3 gh55jysx m8h3af8h ewco64xe kjdc1dyq ms56khn7 bq6c9xl4 eohcrkr5 akh3l2rg\"><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t1e\/1\/16\/23e9.png\" alt=\"\u23e9\" width=\"16\" height=\"16\" \/><\/span> Perlu sediakan kertas rancangan perniagaan<\/div><\/div><div class=\"l7ghb35v kjdc1dyq kmwttqpk gh25dzvf jikcssrz n3t5jt4f\"><div dir=\"auto\">Amaun pembiayaan<\/div><div dir=\"auto\"><span class=\"fxk3tzhb b2rh1bv3 gh55jysx m8h3af8h ewco64xe kjdc1dyq ms56khn7 bq6c9xl4 eohcrkr5 akh3l2rg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t12\/1\/16\/1f505.png\" alt=\"\ud83d\udd05\" width=\"16\" height=\"16\" \/><\/span>*Perniagaan Baharu (Minimum RM 500 dan Maksimum RM 3,000)*<\/div><div dir=\"auto\"><span class=\"fxk3tzhb b2rh1bv3 gh55jysx m8h3af8h ewco64xe kjdc1dyq ms56khn7 bq6c9xl4 eohcrkr5 akh3l2rg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t12\/1\/16\/1f505.png\" alt=\"\ud83d\udd05\" width=\"16\" height=\"16\" \/><\/span>*Pengembangan Perniagaan (Minimum RM 3,000 dan Maksimum RM 20,000)*<\/div><\/div><div class=\"l7ghb35v kjdc1dyq kmwttqpk gh25dzvf jikcssrz n3t5jt4f\"><div dir=\"auto\">Tempoh Pembiayaan<\/div><div dir=\"auto\"><span class=\"fxk3tzhb b2rh1bv3 gh55jysx m8h3af8h ewco64xe kjdc1dyq ms56khn7 bq6c9xl4 eohcrkr5 akh3l2rg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/tcb\/1\/16\/23ef.png\" alt=\"\u23ef\ufe0f\" width=\"16\" height=\"16\" \/><\/span>*Minimum 6 bulan dan Maksimum 36 bukan (3 tahun)*<\/div><\/div><div class=\"l7ghb35v kjdc1dyq kmwttqpk gh25dzvf jikcssrz n3t5jt4f\"><div dir=\"auto\"><span class=\"fxk3tzhb b2rh1bv3 gh55jysx m8h3af8h ewco64xe kjdc1dyq ms56khn7 bq6c9xl4 eohcrkr5 akh3l2rg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/tdd\/1\/16\/274c.png\" alt=\"\u274c\" width=\"16\" height=\"16\" \/><\/span>*TIADA* caj keuntungan oleh Bank<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-02edcc0\" data-id=\"02edcc0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49c3b6b elementor-widget elementor-widget-image\" data-id=\"49c3b6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"1024\" src=\"https:\/\/www.ukm.my\/cesmed\/wp-content\/uploads\/2023\/08\/poster-Pembiayaan-Mikro-724x1024.jpg\" class=\"attachment-large size-large wp-image-2975\" alt=\"\" srcset=\"https:\/\/www.ukm.my\/cesmed\/wp-content\/uploads\/2023\/08\/poster-Pembiayaan-Mikro-724x1024.jpg 724w, https:\/\/www.ukm.my\/cesmed\/wp-content\/uploads\/2023\/08\/poster-Pembiayaan-Mikro-212x300.jpg 212w, https:\/\/www.ukm.my\/cesmed\/wp-content\/uploads\/2023\/08\/poster-Pembiayaan-Mikro-768x1086.jpg 768w, https:\/\/www.ukm.my\/cesmed\/wp-content\/uploads\/2023\/08\/poster-Pembiayaan-Mikro.jpg 827w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a16a7ff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a16a7ff\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-813512b\" data-id=\"813512b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d4fdc87 elementor-widget elementor-widget-spacer\" data-id=\"d4fdc87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f555c9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f555c9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a478e11\" data-id=\"a478e11\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ab1f495 elementor-widget elementor-widget-text-editor\" data-id=\"ab1f495\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><strong>Program Pembiayaan Mikro KPT-MEDAC Siswapreneur<\/strong><\/h4><p>Program ini dijalankan oleh Tekun Nasional melalui pogram KPT-MEDAC Siswapreneur dalam membentuk pelajar yang holistik dan serta memperkukuhkan kecenderungan pelajar untuk menjadikan keusahawanan sebagai KERJAYA PILIHAN.<\/p><p>Tujuan Pembiayaan : Modal perniagaan<br \/>Jumlah Pembiayaan : Bermula dari RM 1,000 hingga RM 5,000<br \/>Tempoh Pembiayaan : Sehingga 3 tahun<br \/>Bayaran Balik Bulanan : (RM) termasuk 4% kadar keuntungan (rujuk jadual)<\/p><p>Syarat penyertaan :<br \/>\u23e9Terbuka kepada pelajar 每日大赛app<br \/>\u23e9Warga negara Malaysia dan berstatus Bumiputera<br \/>\u23e9Had umur 18 hingga 60 tahun<br \/>\u23e9Terbuka kepada pelajar yang berniaga secara fizikal dan dalam talian (sah di sisi undang)<br \/>\u23e9Baru memulakan perniagaan atau telah menjalankan perniagaan<br \/>\u23e9Syarikat\/perniagaan berdaftar dengan SSM atau 每日大赛app<br \/>\u23e9Memperoleh PMK 2.5 dan ke atas<br \/>\u23e9Pelajar perlu sertakan rancangan perniagaan<br \/>\u23e9Jenis perniagaan (MILIKAN TUNGGAL)<br \/>\u23e9Bentuk pembiayaan adalah TUNAI sahaja<\/p><p>Sebarang maklumat lanjut boleh hubungi:<br \/>\u260e\ufe0f\u00a0Pejabat : +03-8921 4891<br \/>\u23e9Cik Suryani : +60 13-944 5690<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5f28e2e\" data-id=\"5f28e2e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da25a60 elementor-widget elementor-widget-image\" data-id=\"da25a60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"1024\" src=\"https:\/\/www.ukm.my\/cesmed\/wp-content\/uploads\/2023\/08\/amaun-pembiayaan-724x1024.jpg\" class=\"attachment-large size-large wp-image-2976\" alt=\"\" srcset=\"https:\/\/www.ukm.my\/cesmed\/wp-content\/uploads\/2023\/08\/amaun-pembiayaan-724x1024.jpg 724w, https:\/\/www.ukm.my\/cesmed\/wp-content\/uploads\/2023\/08\/amaun-pembiayaan-212x300.jpg 212w, https:\/\/www.ukm.my\/cesmed\/wp-content\/uploads\/2023\/08\/amaun-pembiayaan-768x1086.jpg 768w, https:\/\/www.ukm.my\/cesmed\/wp-content\/uploads\/2023\/08\/amaun-pembiayaan.jpg 992w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Pembiayaan Mikro BangKIT (\u201cBangKIT\u201d) Merupakan inisiatif pertama seumpamanya yang ditawarkan secara langsung oleh Bank islam Malaysia Berhad.Bertujuan untuk :- Membantu usahawan pelajar yang tidak layak<a class=\"ut-readmore\" href=\"https:\/\/www.ukm.my\/cesmed\/pembiayaan-perniagaan\/\"> &#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2188","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.ukm.my\/cesmed\/wp-json\/wp\/v2\/pages\/2188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ukm.my\/cesmed\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ukm.my\/cesmed\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ukm.my\/cesmed\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ukm.my\/cesmed\/wp-json\/wp\/v2\/comments?post=2188"}],"version-history":[{"count":12,"href":"https:\/\/www.ukm.my\/cesmed\/wp-json\/wp\/v2\/pages\/2188\/revisions"}],"predecessor-version":[{"id":2980,"href":"https:\/\/www.ukm.my\/cesmed\/wp-json\/wp\/v2\/pages\/2188\/revisions\/2980"}],"wp:attachment":[{"href":"https:\/\/www.ukm.my\/cesmed\/wp-json\/wp\/v2\/media?parent=2188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}