{"id":7007,"date":"2022-04-30T21:15:07","date_gmt":"2022-04-30T13:15:07","guid":{"rendered":"https:\/\/www.ukm.my\/jem\/?post_type=article&#038;p=7007"},"modified":"2022-06-15T11:39:44","modified_gmt":"2022-06-15T03:39:44","slug":"islamic-bank-deposits-during-covid-19-pandemic-a-spatial-finance-approach","status":"publish","type":"article","link":"https:\/\/www.ukm.my\/jem\/article\/islamic-bank-deposits-during-covid-19-pandemic-a-spatial-finance-approach\/","title":{"rendered":"Islamic Bank Deposits during COVID-19 Pandemic: A Spatial Finance Approach"},"content":{"rendered":"<p><em>This study aims to determine factors affecting deposits in banks during COVID-19 pandemic by employing a spatial finance approach on a sample of Islamic Rural Banks in the Indonesian archipelago. The results showed that the COVID-19 pandemic, capital financing, and bank asset had a spatial influence on bank deposits. Specifically, while COVID-19 pandemic reduces bank deposits, capital financing and bank assets increase these.<\/em> <em>Using Spatial Lag Model and Local Indicator of Spatial Autocorrelation through Spatial Rate Analysis, the study further found that there is a potential spillover effect in certain provinces based on the bank deposit relationship with COVID-19, financing and bank assets. This implies that the three factors tend to spatially affect the socio-economic activities of the neighboring areas of certain provinces. This study may shed some light for the government in determining post-COVID-19 economic recovery policies using a geographical approach in providing information on financial interactions between regions<\/em><em>.<\/em><\/p>\n","protected":false},"template":"","tags":[21,1428,640,1427,1426,431],"jel-code":[1407,1429,1430],"article-type":[1329],"class_list":["entry","author-asriwn","post-7007","article","type-article","status-publish","tag-covid-19","tag-indonesian-archipelago","tag-islamic-banking","tag-islamic-rural-bank","tag-spatial-finance","tag-spillover-effects","jel-code-c31","jel-code-g21","jel-code-r12","article-type-normal-article"],"_links":{"self":[{"href":"https:\/\/www.ukm.my\/jem\/wp-json\/wp\/v2\/article\/7007","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ukm.my\/jem\/wp-json\/wp\/v2\/article"}],"about":[{"href":"https:\/\/www.ukm.my\/jem\/wp-json\/wp\/v2\/types\/article"}],"version-history":[{"count":1,"href":"https:\/\/www.ukm.my\/jem\/wp-json\/wp\/v2\/article\/7007\/revisions"}],"predecessor-version":[{"id":7011,"href":"https:\/\/www.ukm.my\/jem\/wp-json\/wp\/v2\/article\/7007\/revisions\/7011"}],"wp:attachment":[{"href":"https:\/\/www.ukm.my\/jem\/wp-json\/wp\/v2\/media?parent=7007"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ukm.my\/jem\/wp-json\/wp\/v2\/tags?post=7007"},{"taxonomy":"jel-code","embeddable":true,"href":"https:\/\/www.ukm.my\/jem\/wp-json\/wp\/v2\/jel-code?post=7007"},{"taxonomy":"article-type","embeddable":true,"href":"https:\/\/www.ukm.my\/jem\/wp-json\/wp\/v2\/article-type?post=7007"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}