/jurnalpengurusan Tue, 11 Oct 2022 10:15:07 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.1 /jurnalpengurusan/article/ethical-values-in-islamic-financial-planning/?utm_source=rss&utm_medium=rss&utm_campaign=ethical-values-in-islamic-financial-planning Tue, 11 Oct 2022 10:15:07 +0000 /jurnalpengurusan/?post_type=article&p=5484 Muslims are encouraged to plan their lives economically and financially in order to achieve the objectives of Shariah (i.e. Maqasid As-Shariah). The intention to conduct Islamic financial planning must be aligned with the application of Maqasid As-Shariah, which emphasizes on the protection of essential needs of Muslims that include preservation of wealth. Financial planning provides direction and meaning for every financial decision. This study examines the basic theories, concepts and practices of Islamic financial planning and the emphasis of ethical conduct in financial planning. The practice of Islamic financial planning must be based on ethical values from Islamic theoretical framework.

]]> /jurnalpengurusan/article/the-relationship-between-socio-demographics-and-financial-literacy-with-financial-planning-among-young-adults-in-klang-valley-malaysia/?utm_source=rss&utm_medium=rss&utm_campaign=the-relationship-between-socio-demographics-and-financial-literacy-with-financial-planning-among-young-adults-in-klang-valley-malaysia Fri, 07 Oct 2022 02:55:25 +0000 /jurnalpengurusan/?post_type=article&p=1735 This study aims to explore the relationship between socio-demographics and financial literacy with an individual’s engagement in personal financial planning, with the target population being the youths residing in Klang Valley, Malaysia. Questionnaires adopted from past literature were distributed to gather relevant data from the target population and 400 respondents participated in this study in total. The results show that age, education level, income level and financial literacy have relationships with personal financial planning, while gender does not. The limitations of this study include the omission of other variables such as behavioral, environmental, and psychological factors that may affect financial planning, as well as geographical constraints whereby other states and federal territories with varying state of development, cost of living and lifestyle may need to be considered to present a more comprehensive research framework and provide more accurate findings. Lastly, this research serves as a guide to the relevant authorities in reviewing the sufficiency and effectiveness of financial education currently in place in the country.

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